I recently created a post on the More Than Wheels Care2 Blog. I thought I would share it with all of you! Enjoy.
Planning a budget isn’t always fun or easy. However, we are all in this together! We ALL need budgeting tips considering most of us spend and earn money on a daily basis.
1. Look For sales.
It takes time to look outside the box for sales and specials. However, it can benefit your wallet. Some stores announce weekly and monthly sales on their website. If there is a staple on sale, buy it, you will use it eventually! Even meat! Freeze it for future use. Check out your local stores and take advantage of the sale.
2. Learn To Cook
You don’t need to go out for lunch and dinner every single day. You would be surprised at how many people do! Making snacks, and homemade lunches can help you save money! Be creative. PB&J have been my favorite snack and lunch lately! It is a lot healthier too.
3. Make a Plan And Stick To It
A little budgeting and planning goes a long day. The hard part is sticking to said plan! Ask anyone. You may go into the store, look at something, and put it into your basket. However, with a list, you go in for a certain number of items and come out with said items. Instead of impulse buying! 4. Keep A Coin Jar
Money adds up, and so does spending! If you keep a coin jar and slowly add to it you can save up a good junk of change! This could lead to your next family vacation, a new wardrobe, or maybe just a nice dinner out on the town. 5. Organize, organize, organize.
I can’t preach enough how important it is to organize! Whether it is a spreadsheet, binder, or on your phone. Whatever works for you is better than nothing at all. It will help you to visualize what is coming in and what is going out. You will be surprised as to how much better your money situation can be with a little tender, love and care! As our Senior Client Consultant, Kristi White, has mentioned, spend an hour with your money once a week. 🙂